Sunday, September 28, 2008

A good month for QuidCo payments

This lot have turned up in my QuidCo account over the last few days, which should result in an overall payout in a couple of days of £108.49

30 Jun 2008 15:04:55 EmpireDirect £42.54 £0.85 - JCB Pressure Washer

04 Jul 2008 18:52:40 £79.98 £3.20 - PS2 Guitar Heroes III inc 2 guitars

04 Jul 2008 22:55:56 Purple Parking £57.94 £7.50 - Gatwick parking for Nice holiday

07 Jul 2008 13:55:07 Carphone Warehouse £0.00 £20.00 - iPhone :)

10 Jul 2008 07:58:54 £20.97 £0.84 - CD and earphones

13 Jul 2008 08:56:33 Prudential Car Insurance £0.00 £75.00

Sunday, September 14, 2008

This year's buildings and contents insurance

I won't be getting this year's buildings and contents insurance for free this year ;( The highest Quidco cashback rates have dropped since last year.

But if the cashback comes through then it's still looking free for contents and good value for buildings. Here're the numbers:

Contents: Halifax, £55 cashback, £52.50 quote, £150 excess, unlimited cover (excluding credit cards, mobiles phones and cash). Paid via interest free direct debit.

Buildings: Asda, £68 cashback, £92.15 quote, £200 excess. Paid using VISA as they didn't accept American Express so a missed 1% cashback opportunity.

Note, it's worth playing with the excess because some companies didn't increase the premium when reducing the excess, eg for Asda, it made no difference to have an excess of £150 or £250.

I also checked out Lloyds as they are offerking £120 cashback if you get joint buildings and contents cover but the quote was £197 so it wasn't a cheap as buying separately from different companies.

Update: Checked Quidco this morning and pleased to see:

£68.00 from Asda Finance tracked* on 14/09/2008
£55.00 from Halifax Home Insurance tracked on 14/09/2008

Thursday, September 04, 2008

Abbey credit card to charge £10 dormancy fee

I have two credit cards with Abbey - one because it gave 5% cashback on the first £1000 of spend at supermarkets, and the Zero card which has 0% foreign transaction loading.

The Ts&Cs have been updated to say that if I don't use a card for 6 months then they can charge £10.

So that's one more thing to remember :(